Business customers Financing Trade finance

Trade finance



Factoring is a method of financing the trade debts where a company sells these debts to a financial institution. It is a financial option for sellers of goods or services.

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Bank guarantees

A guarantee entails the bank's irrevocable commitment to pay the beneficiary a sum of money, such that it does not exceed the sum indicated in the letter of guarantee, promptly after the beneficiary has submitted its written claim in writing.

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Letter of credit and collection

To manage risks in foreign trade transactions, letters of credit and collections are used. They allow payment for goods after the goods have been dispatched and when the shipping documents (invoice, transport documents etc.) are presented.